Boat Loan Tips

Jade Boat Loans
Pepper Financial Services
Boat Finance Broker
As a specialist marine finance broker, Jade Boat Loans has access to over 40 bank and non-bank lenders, representing around 500 lending products. Many of these non-bank lenders are not accessible to consumers, they are ‘industry-only’ sources of finance, like a wholesaler in some terms. Pepper Financial Services is one of Jade Boat Loans leading non-bank lenders and a global financial, services businesses. The group is a diversified business with specialist experience in lending, advisory and asset management disciplines. As one of Australia’s leading non-bank lenders, Pepper Group provides flexible financial solutions across the spectrum of lending including motor, marine, residential home loans, consumer finance, property and equipment for business and personal customers. Established...
Jade Boat Loans
Balloon Payments Pros And Cons
Boat Loans Australia
In simple terms a balloon payment is an agreed sum which you pay the boat loan company as part of your final payment. Your loan will be made up of regular periodic payments and you will know what they are before you start your first payment. And you will also know that if you are granted the right to have a balloon payment exactly how much that final figure will be. There are different benefits for the person who takes out a balloon payment. It's possible that you will be able to make better use of a taxation claim and certainly you will be able to lower the periodic payments. But you need to examine the situation in detail before you make a commitment. Jade Boat Loans definitely offer you the option of adding a balloon payment to your loan application. You need to take into...
Jade Boat Loans
Understanding Your Credit Rating
used boat online
Know your credit history and how you can repair it. Anyone who has borrowed money or who is registered to pay bills has a credit history. Your credit history is recorded and stored with credit reporting agencies and updated with new entries as they are reported. In Australia, one of the leading reporting agencies is Veda. Credit Reports and Credit Scores Reporting agencies accrue data on you and your financial activities by receiving information and reports from companies that you interact with on a financial basis. This data may include your credit providers such as credit cards and store cards, records of any infringements and late payments on bills and other loans, enquiries to apply for a loan or credit, bankruptcy and other matters. The providers provide this information to the...
Jade Boat Loans
ANZ Bank
Boat Finance Broker
ANZ bank has been around for 170 years and services 32 countries including Australia, New Zealand, Asia, Middle East, Europe and America. ANZ is largely a regional bank with 5.7 million customers using their many range of banking services aimed at pleasing the customer. The Australian leg of ANZ caters to customers who operate largely in the retail sector, providing mortgages, everyday banking and personal loans including ANZ boat loans. Their wealth management solutions are designed to cater to many high income clients. They provide private banking, investment insurance and the very popular ING Australia offers wealth creation services. The Commercial services provide banking solutions for the small, medium enterprises, SME’s, by way of highly experienced and focused managers. Here...
Jade Boat Loans
Boat Licensing Requirements
Boat Loans Options
Congratulations on your decision to buy a boat and take advantage of all the enjoyment that boating has to offer. But before you get onto the water in your new craft you need to get a boat license. As with motor vehicles, a license is required to operate a boat or watercraft and is a condition with most secured boat finance. This article is designed to give you an overview of boat licensing requirements and we advise you to check the specifics for your state, the type of vessel and licence required. Links are included at the end of this article. Boat Licensing Queensland A licence is required to drive a boat with an engine power of 4.5kW (6hp) or greater. Two types of licences: Recreational Marine Licences (RMDL) Personal Water Craft Licence (PWCL) You don’t need a car...