Sailing the oceans of the world or just around Australia can be a bucket list experience for many boat enthusiasts of all ages. What better way to enjoy the waterways over an extended period than on a luxury sailing catamaran. These vessels such as the 2021 models of the Lagoon 55 and Sunreef 80 Carbon Edition are designed for extended time aboard, making them an ideal boat purchase for those that plan to spend months travelling.
For those fortunate enough to embark on such a dream adventure, being away from home base for an extended period, requires arrangements to be made on a number of fronts. You will likely need to get many of your financial matters sorted, including your boat loan.
Potential buyers of luxury cats for the purpose of extended travel may be wondering if finance is available for people with such plans and for that type of boat? And if so, do they need to stay across their loan, constantly checking in to review the rate and conditions?
Who wants the constant interruption to their idyllic, carefree sailing adventure with such matters? At Jade Boat Loans we understand the lifestyle choices and varied types of our boat loan customers and provide tailored finance to suit your boat, your boating activities and your lifestyle.
Finance Options
The luxury sailing catamaran class is included in our broad boat loan finance category. As specialists in marine finance, we offer our Secured Personal Boat Loan for the purchase of all types of boats, both power and sail. Not all banks and lenders will offer specially titled boat loans and may offer a more generic personal secured loan option. Refer to our Boat Loan Lender Comparisons to see what some of the major lenders are currently offering on loans for this type of boat.
While all our loans are individually negotiated and secured boat finance to suit individual requirements, we arrange all with fixed components. So no matter how long you plan to sail off into the sunset, your loan will remain over the term.
This type of loan attracts a fixed interest rate. The rate is fixed at the cheapest rate achievable, for the entire term of the loan. No need to check in to review your rate or switch or fix your loan if the RBA changes the official cash rate during the term of your boat loan. More info.
We also fix the term of the loan for a set number of years. Taking into account the fixed interest rate and the fixed loan term, the outcome is fixed repayments. Repayments are fixed at a monthly amount that remains constant over the loan term.
A direct debit is set up from your nominated bank account so the repayment is automatically deducted from that account on the set date each month. So as long as there are sufficient funds in the account, you don’t have to attend to this aspect of the loan.
These fixed elements can provide our customers with confidence moving forward and the reassurance that is one part of their life they don’t have to constantly review and assess.
To meet the criteria for a Secured Boat Loan, applicants must be over the age of 18 years, have employment or a regular source of income and provide a range of financial details and documents. Your Jade consultant handles sourcing quotes and negotiating the best deal for your loan from our vast lender network. We assist with the paperwork to save you time.
Latest Catamaran Models
Deciding which luxury catamaran to purchase is likely to be as enjoyable an experience as the sailing travel ahead. There are a number of new models on the market you may wish to include on your must-inspect list.
The new Lagoon 55 has just recently been launched and is available through The Multihull Group. This 16.5-metre luxury catamaran has some outstanding features which are certain to enhance your onboard lifestyle. Attention in design has been paid to enhancing access and circulation around and in the vessel to provide more living and entertainment space while anchored.
The windows are an exceptional feature with large expanses along the sides and specially designed overhead windows/skylights in the saloon to provide amazing views and light. This model is available in a number of cabin variants so buyers can achieve exactly the boat that meets their individual lifestyle.
Another range of luxury catamarans to keep an eye out for is Sunreef. This is a Polish boat builder which is represented in Australia by Vicsail. Their latest Sunreef 80 has been revealed and will add to this already impressive model range.
Calculating Repayments
While the luxury appointments and specific inclusion of this level of the vessel will no doubt influence buyers, the price factor usually comes into play at some stage. To assist buyers to plan their luxury catamaran purchase, we have provided our online boat loan calculator.
Simply enter the full price of the catamaran you’re considering as we can arrange no deposit finance, the loan term you would prefer and the calculator reveals the repayment estimate. Alternatively, leave it to the Jade Boat Loans to get going on sourcing you the cheapest boat loan offer by calling or requesting a quote online.
Contact 1300 000 003 for a quote for a luxury sailing catamaran.
DISCLAIMER: THE INFORMATION AND SPECIFIC DETAILS CONTAINED IN THE CONTENT OF THIS ARTICLE HAVE BEEN PREPARED AND ARE PRESENTED PURELY AS GENERAL INFORMATION AND NOT INTENDED AS THE ONLY SOURCE OF FINANCIAL ADVICE FOR BOAT BUYERS AND LOAN BORROWERS. FOR THOSE THAT CONSIDER THEY REQUIRE SPECIFIC ADVICE, THEY SHOULD CONSULT WITH A FINANCIAL ADVISOR. LIABILITY IS NOT ACCEPTED IN REGARD TO ERRORS AND MISPRESENTED DATA AND DETAILS HEREIN.
