Boating can be perceived by outsiders as aspirational, expensive and in some instances elitist. But those of us that are working with boat owners on a daily basis know that boating can be for just about everyone. Boats are available across an extensive range of types, classes and sizes to suit different skipper capabilities and most importantly, to suit many budget. Not everyone needs or can afford a luxury motor cruiser. For many boat owners, a basic trailer boat with half cabin or even a tinnie is all they need to get out on the water with the family or access those favourite fishing spots.
The lower end of the boat market has been experiencing a surge as a result of COVID-19 international travel restrictions with many people seeing entry-level boats as a great way to enjoy this popular recreation. The good news for those looking at entry-level, basic boats, Jade Boat Loans offers finance across all boat categories including this budget level.
So which boat should you buy in this category? We take a look at a few options and provide details on the loan options available to you.
Quintrex is probably the brand most synonymous with tinnies in Australia. This Australian company has been manufacturing aluminium boats since 1945 and offers a significant range of models in their current collection. In the tinnie range, the Dart 310 and Wanderer 300 are two great entry-level options. Quintrex boats are available from dealers around Australia and can be purchased as the boat only or in a complete package with outboard motor and/or trailer.
Anglapro is another Australian manufacturer, not as well-known as Quintrex, but worth a look. The company is based in Brisbane Queensland and specialises in producing smaller sized alloy boats. For those looking for a basic fishing package boat for inshore waterways such as lakes and rivers, check out the Anglapro Core STL.
This little beauty is available in sizes 3.5m-3.9m and is a v-nose punt design rated to take 3 passengers. It is presented as a basic boat, hence the Core model range, but has plenty going for it to keep even seasoned boaters and fishers happy. It has two foam-filled seats, rowlocks, anchor locker, carry handles and from that you can build your Core with the range of options available. Options include casting platform, carpeted flooring and other features.
As the company specialises in boats, you will likely need to source your outboard separately but they do sell their own brand of trailer. Anglapro boats are available through a number of dealers where buyers can discuss setting up their own Core package to suit their specific requirements.
How and Where to Buy
When buying a tinnie or entry-level boat, buyers can have the choice of buying the aluminium boat, motor and trailer as separate buys or, and the more preferred method, is to purchase a complete package. Most boat dealers will offer buyers complete packages and this can be an economical and clearly convenient way to buy, especially for those new to boating.
The dealers may have special costing arrangements with outboard motor and trailer suppliers which allow them to offer a package at a more competitive price than if the components were purchased separately. For newbies, it can also help in eliminating the need to source information advice on which engine is best suited to that particular boat and have the engine fitted. Ditto with the trailer. If buying with finance, packaging all into the one loan provides you with just the one repayment to address each month.
While boat dealers are located in all states of Australia, a good way to see and compare this level of boat is often at an expo. You don’t necessarily have to get to one of the larger boat shows, which sadly will be limited in 2021.
Many of the caravan and outdoor shows also include trailer boats and fishing boats in their exhibitor line-up. There is an extensive calendar of outdoor shows happening in 2021 in both large cities and in many regional areas.
Basic Boat Loan Options
If you’re new to boating and then it could be presumed that you are also new to the boat loan market. Fortunately Jade Boat Loans is definitely not new to the marine finance scene and can provide the information, tools, resources and the cheap loan for your purchase.
Our most popular type of loan for boats is the Secured Boat Loan. This is a versatile loan structure and suits all types of new boats. The boat is used as security against the loan and the borrower repays the loan in equal monthly instalments over the fixed loan term.
Jade adds special extras as standard – our cheap interest rates guarantee and our personalised service to source you the cheapest loan and handle all the paperwork, liaison and negotiating. Our Secured Boat Loan is available for just the boat or to cover your entire package, when all elements are purchased at the same time – boat, engine, trailer and any additional equipment, options and safety gear you choose to include. No deposit boat loans are available so many of customers can include the entire price of their boat package in their loan.
To find roughly what a basic boat package may cost you in loan repayments, you can use our boat loan calculator or lender comparison calculator. Then call us for a quick quote and get your application underway. If you’re heading to an expo with plans to possibly buy at the show, speak with us about a pre-approved boat loan.
Speak with Jade Boat Loans on 1300 000 003 for a quote on a basic boating package to get you and your friends and family onto the water.
DISCLAIMER: THE INFORMATION AND SPECIFIC DETAILS CONTAINED IN THE CONTENT OF THIS ARTICLE HAVE BEEN PREPARED AND ARE PRESENTED PURELY AS GENERAL INFORMATION AND NOT INTENDED AS THE ONLY SOURCE OF FINANCIAL ADVICE FOR BOAT BUYERS AND LOAN BORROWERS. FOR THOSE THAT CONSIDER THEY REQUIRE SPECIFIC ADVICE, THEY SHOULD CONSULT WITH A FINANCIAL ADVISOR. LIABILITY IS NOT ACCEPTED IN REGARD TO ERRORS AND MISPRESENTED DATA AND DETAILS HEREIN.