How much can I afford?

When you first look at how much boat you can afford, most first time boat buyers forget a lot of additional costs. Although you will need to understand what the upfront cost of purchasing is, you will also need to know the operating costs of the boat as well. If you start with a monthly budget that you can afford and back out the operating costs then you can truly see how much boat you can afford on a loan. Operating costs should include moorage, storage, maintenance and fuel. The financing of the boat with a loan is great; a down payment can increase the amount you can afford.

What am I using the boat for?

Knowing exactly what you are going to use the boat for will help narrow down your choices. Only looking for a fishing boat on interior waterways? Or looking for an ocean-going deep-sea fishing vessel? Or maybe a boat that you can cruise around the shores of Australia and take week long vacations in? There are many different options, make sure you get the boat that fits your lifestyle.

Where can I store the boat?

Unless you are willing to pay for year-round mooring fees at a local marina, most boaters look to store their boats out of the water when not in use. This can extend the life of the boat as well. Make sure that you have enough space for storage. Measure three times to ensure you have the space.

Boat Loans Australia - Marine Loan

Boat Finance Australia

Jade Boat Loans provides a comprehensive range of finance broker services across Australia. Our services extend to buyers in key centres including Brisbane, Sydney, Melbourne, Perth, Gold Coast and through regional areas.

Boat Finance Melbourne

Jade Boat Loans provides a comprehensive range of both personal loans and commercial finance products for Melbourne-based customers. Located right on the bay, it’s not surprising that Melbourne is a major boat finance market for Jade Boat Loans.

Boat Finance Brisbane

Jade Boat Loans specialises in marine finance and boat loans, in particular servicing the extensive boating industry in Brisbane and across Queensland. We have earned our enviable reputation for great boat loan deals and have built a large customer-base of boaties and marine businesses in Brisbane.

Boat Finance Sydney

As Australia’s major city and international gateway and home to arguably the most famous harbour in the world, it is not surprising that Sydney is our largest market segment for boat loans and marine finance.

Boat Finance Perth

Jade Boat Loans is one of Australia’s leading marine finance lenders, providing specialist finance broker services to customers across Australia. Perth is one of our key markets and we have grown a large customer base of both private and business customers across WA.

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