Chattel Mortgage Boat Finance

The most popular commercial finance facility for many business structures and many boat acquisitions.

Enter the loan amount and loan term on our easy to use boat finance calculator to compare the monthly boat loan repayments from over 80+ lenders in Australia. Comparing various boat loans to help you see how much you can save from each lender.

Compare Boat Loans & Finance
Options From Major Lenders

more information

Why Use Jade Boat Loans?

Cheap boat loan interest rates

We try harder for our customers. As professional brokers, we’re working for you and we use our negotiating skills and strong bargaining power with our vast selection of lenders to get you the best rates.

Your Jade Boat Loans consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.

Using Jade is the right decision

Engaging a specialist marine finance broker to arrange your boat loan is an astute financial decision. We are a leading Australia specialist in marine financing and our depth of experience is your competitive advantage in securing a better watercraft loan

Jade Boat Loans is the broker that specialises in leisure and watercraft finance and can source you the best loan.

A company that delivers

We try harder for our customers. As professional brokers, we’re working for you and we use our negotiating skills and strong bargaining power with our vast selection of lenders to get you the best rates.

Your Jade Boat Loans consultant is only focused on your interests and has the skills and industry experience to know who will offer the best rates on your particular loan specs.
Request Quote

We offer Chattel Mortgage as flexible loan product

Jade Boat Loans offers Chattel Mortgage for boat purchases as a flexible loan products that can be structured to specifically suit individual business objectives.

With this commercial finance facility, the lending company takes a ‘mortgage’ over the boat until the loan is completely finalised by the borrower. This interest in the boat or chattel, is registered with the Personal Property Security Register by the lender.

The borrower however, takes ownership of the boat at the time of initial purchase and signing of the loan agreement and then makes monthly repayments for the term of the finance contract.

Explore Chattel Mortgage - Our Flexible Boat Loan Product

We will find the best deal on your specific acqusition

Chattel Mortgage offers many benefits to businesses and Jade Boat Loans offers many benefits in arranging commercial boat loans for business. We have access to over 80 lenders including several industry-only sources so we can pinpoint exactly the right lender to offer the best deal on your specific acquisition.

We do work with the major Australian banks and you are welcome to engage a Jade consultant to negotiate a great Chattel Mortgage on your boat purchase with the bank of your choice. Our superior negotiating skills, inside industry knowledge, bargaining power and expertise in structuring commercial boat finance will ensure a better result. And we can handle the paperwork to save you time and hassle and even liaise with the seller to streamline the acquisition process.

Our additional services include checking titles, verifying owner identity for private sales, assisting with transporting the vessel for interstate or international purchases and generally making your worklife a lot easier while embarking on this major purchase.

Your Ideal Deal with Chattel Mortgage Marine Finance

Key Features of Marine Chattel Mortgage

  • Every Chattel Mortgage arranged through Jade Boat Loans is based on our low boat loans interest rates
  • Interest rate fixed for term of loan, term of loan fixed, monthly repayment fixed
  • Suited for businesses using cash accounting method
  • Monthly repayments can be set to suit your requirements. Lengthening the loan term or increasing the balloon can reduce the monthly repayment and vice versa
  • Monthly repayments are not tax deductible. The interest on the payments is tax deductible
  • Terms from 24 months to 84 months
  • Balloon may be included if desired
  • GST on the purchase price of the boat can be claimed on the next BAS
  • GST is not applicable to the monthly repayments or the interest. GST is charged on any fees applicable to the loan
  • When all monthly repayments and the balloon are finalised, the lender releases the security/mortgage over the boat
  • Depreciation claimed according to ATO guidelines
Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
{{Lender}} {{Loan Product}} {{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY
{{Lender}}
{{Loan Product}}
{{From - Advertised Rate}}{{Rate Type}} {{From - Comparison Rate}}Comparison ${{Payment Amount}} MONTHLY

DISCLAIMER: This comparison chart is provided for general reference purposes only. It is not in any way intended as a loan application, it is not a quote for business finance or any indication that an application has been received or approved. The rates quoted are for business use where the funds are predominately for business use and may not include all the fees and charges that may be applicable. The interest rates and the repayments displayed do not account for any conditions pertaining to your individual loan application. Therefore the interest rate and repayment you may be offered may vary from the amount shown.

We work harder to secure the best rates.

we-secure-best-rates-img

In order to provide the best experience, your details are saved on our secure server as you enter them.