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Jet Ski Finance - Jetski Loans

11 May Today's
best rate
Finance Boats From
3.99 %
With a low
5.22 %
*The Comparison Rate is calculated on a Secured Loan of $30,000 fixed for a term of 5 years, new goods, effective 11/05/2021 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

Instantly Compare Jet Ski Loan Repayments from Key Lenders

Whether you are considering a Kawasaki Jet Ski, Sea Doo or Yamaha Waverunner, quickly calculate rough repayment estimates across a selection of lenders and see how Jade compares. Enter the amount of your jetski and the number of years you want to repay the loan and the calculator automatically shows you how Jade repayments compare with several other lenders.

Loan Amount
Loan Term
Jet Ski Loan
3.99% Secured
5.22% Comparison
Monthly repayment
Variable Rate Loans
13.50% Variable
14.37% Comparison
Monthly repayment
Variable Personal Loan
12.99% Variable
13.86% Comparison
Monthly repayment
Variable Rate Loans
12.69% Variable
13.56% Comparison
Monthly repayment
St George
Fixed Rate Personal Loans
11.49 % Fixed
12.57% Comparison
Monthly repayment
Fixed Rate Loan
7.79% Fixed
8.39% Comparison
Monthly repayment
Fixed Rate Loans
11.99% Fixed
13.15% Comparison
Monthly repayment
Variable Rate Loan
11.89% Variable
12.15% Comparison
Monthly repayment
Lender Product Name Advertised Rate Comparison Rate Monthly Repayment
Jade Jet Ski Loan 3.99%Secured 5.22%
CBA Variable Rate Personal Loan 13.50%Variable 14.37%
ANZ Variable Personal Loan 12.99%Variable 13.86%
NAB Variable Rate Personal Loan 12.69%Variable 13.56%
St George Fixed Rate Personal Loan 11.49 %Fixed 12.57%
Suncorp Fixed Rate Personal Loan 7.79%Fixed 8.39%
Westpac Fixed Rate Personal Loans 11.99%Fixed 13.15%
CUA Variable Rate Personal Loan 11.89%Variable 12.15%
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*Disclaimer: Comparison Rate is based on a 5 year loan $30,000 at a fixed interest rate. To be used as a comparison guide only. The comparison rate is true only for the examples given. The interest rate you achieve on your loan may vary from the rates indicated. Not all finance fees and charges applied by individual lenders are included in the calculations. The repayments you are offered on your specific credit amount may vary from what is displayed. Use of this comparison tool is not an indication of a loan offer, approval or application.

Jade Boat Loans provides personal loans for private jet ski and watercraft buyers and commercial marine finance for businesses purchasing jet skis, water scooters and other PWCs. Your Jade consultant will work with you on structuring the best loan to suit your purposes.

PWCs deliver precision, speed and power and we match those features with our quick quotes, fast approvals services and the power of our cheap interest rates to move you closer to your financial goals.

Specialised Marine Finance Experts

While some finance companies and banks might not have jet ski loans in their portfolio and offer you a higher interest rate generic loan, as boat finance company lending specialists, we have the connections to lenders with specialised jetski finance.

Accredited with a vast number of banks and lenders, we have the large selection to choose from and the bargaining power to negotiate their offers down to the cheapest interest rates.

Personal and Business Jet Ski Finance Options

We offer the full range of personal and business finance products:-

Personal Secured Jet Ski Loan: our cheap interest rates fixed for the loan term; fixed repayments; fixed loan term; lender uses the PWC as security against the loan; additional payments allowed; if you finalise the loan early, minimal break fees apply.

Unsecured Personal Loan: as no security is offered the interest rate will be higher than for a secured loan; our cheap interest rates; interest rate maybe fixed or variable; fixed monthly repayment; fixed loan term; additional payments allowed; if loan is finalised early, no break fees apply for variable interest rate loans and minimal break fees for fixed interest rate loans.

New and Used Jet Ski Finance

Our full range of finance products is available for new and used PWCs, purchased from a dealer, a private seller or from auction. To speed up your purchasing, ask our consultants about pre-approved finance so you’re sorted before you start negotiating with the seller.

For a quick ballpark estimate, try our calculator. Or just get this jetski loan moving right now with a call to our team.

Speak with a Jade Boat Loans Consultant to discuss a financing deal for your jet ski, water scooter or PWC. Call 1300 000 003

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Request a free finance quote by calling 1300 000 003 or directly online.

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Jet Ski and PWC Loan FAQs

Our dedicated jet ski loan web pages cover much of the detail around loans for all types of jet skis, and PWCs. But if we missed any information that you need to proceed with your loan, hopefully you’ll find the answers right here. If not, please reach out to Jade either via email or phone for specific responses to your individual questions.

Can I get a loan to buy a jet ski?   

Yes lenders provide loans for all types of jet skis and PWCs (personal watercraft) covering all models offered by the leading manufacturers including Yamaha, Kawasaki and See-Doo. For most applicants a Secured Loan is suitable for the purchase of a PCW (personal watercraft). Individual lenders will have minimum loan amounts for marine loans. Most new jet skis will meet the minimum loan requirements.

Do I need a jet ski licence to get a loan?   

Having a boat or jet ski licence is not a pre-requisite for applying for or being offered a jet ski boat loan. People with no jet ski licence can be offered a jet ski loan, even though they would not be permitted to operate the jet ski. Most surcured jet ski loans do require that you have coomprehensive insurance and then trhe insurance company may require you have a licence. The minimum age for being offered a jet ski or other boat loan is 18 years of age. Jet ski and boat licences are issued by state and territory governments through the relevant maritime authority. The age and conditions around acquiring a jet ski or other form of boat licence will vary from state to state.

Does the size of the jet ski affect the loan?   

No. Jade Boat Loans provides jet ski loans for the full range of jet ski models. The interest rate and terms and conditions for jet ski loans are determined by and will vary based on the details of the applicant not the size or model of the jet ski.

The interest rate we advertise and offer for jet ski loans is applicable across the full range of PWCs, subject to individual lenders and individual applicants. In some cases, the age and condition of a jet ski may impact the jet ski loan. If a lender does not accept an older jet ski as security for a Secured Jet Ski Loan, an unsecured loan may be applied for.

Can I include the trailer in my jet ski loan?    

Yes. All lenders offer jetski loans to include the entire package. Some dealers will offer trailer and jet ski packages while other sellers will sell only the watercraft. If you choose to purchase the jet ski and trailer from separate sellers, they can be included in the same loan if purchased at the same time in most cases If you decide to upgrade your trailer at a later time, part-way through your jet ski loan, and you would like it added to your existing jet ski loan, that would, in most cases, require re-financing the original jet ski loan. 

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