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Overview of Personal Boat Loans

28 May Today's
best rate
Finance Boats From
4.79 %
With a low
6.05 %
*The Comparison Rate is calculated on a Secured Loan of $30,000 fixed for a term of 5 years, new goods, effective 28/05/2022 and subject to change. WARNING: The Comparison Rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts may result in a different comparison rate.

As a finance broker, the professional services and expert capabilities of Jade Boat Loans are available to both private and business boat purchasers. To source a personal loan to buy your boat, you are not limited to the loans offered by your bank or other financial companies that you approach yourself. Some banks may not have a specific boat category loan and will only be able to offer you a generic loan option.

Through Jade Boat Loans you have access to the loan products offered by the many lenders that we are accredited with and that means, a better personal boat loan for you.

For individuals purchasing a boat, Jade offers attractive personal loan options. These personal boat loans are applicable to all types of boats, subject to lender guidelines, whether you are buying brand new or getting a great deal on a second-hand boat. Buying from a dealer, a manufacturer, boat-builder, private seller or auction, Jade Boat Loans can arrange a great personal boat loan for you.

For non-business boat purchases, Jade Boat Loans offer:-

Secured Boat Finance

  • With this type of loan, the lender uses the boat as collateral, or security, over the loan.
  • Once you have finalised all the payments, this security is released.
  • Some lenders may have age restrictions on the boats they will finance. But Jade Boat Loans have the expertise and connections to know which companies will offer the best deal on the boat you are purchasing.
  • All boat loans feature Jade’s signature low interest rates
  • Monthly payments are structured to suit your personal financial objectives
  • The interest rate is fixed for the term of the loan
  • Borrower can pay the loan off faster by making additional payments when possible
  • Minimal ‘break fees’ if you choose to pay off the loan before the loan term

Unsecured Personal Loans

  • As there is no security or collateral, the interest rate is usually higher than secured boat loans
  • Interest rate may be fixed or variable
  • You can pay off the loan earlier by making additional payments
  • If variable interest rates, there is usually no break fees for finalising the loan before the due dates
  • Most lenders have a $50,000 limit for unsecured loans on boats

To get a ballpark on the repayments on the boat you have in mind, head to our online boat loan calculator. It’s easy to use and free. Or just give our consultants a call and start the conversation about the best personal boat loan option for the boat you are buying.

Speak with a Jade Boat Loans Consultant to discuss a financing solution for your boat purchase. Call 1300 000 003

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